Payment Options

“After the training preview I realized how affordable it could be…OSM accepted my application for a very low-interest loan. I’m grateful that the monthly loan payments are considerably less than what many people pay for car loans.”– Marie Dixson, OSM Graduate

OSM offers a variety of affordable tuition payment options to our students. We believe in supporting our graduates by giving them the opportunity to begin building their business without a large amount of debt. Our 640-hour Oregon Massage Certificate program tuition is $13,995.

View our variety of payment options in the next few tabs and connect with an Admissions Coordinator for more details:

  • Pay tuition in full
  • OSM no-interest monthly payment plan
  • OSM Low Interest Loan
  • Pay for individual classes each quarter
  • VA Educational Benefits
  • Payment from a third party.

OSM does not currently process FAFSA applications for Federal Financial Aid, Grants, and scholarships.

Pay in Full

Tuition: $13,995 (640-hour Program)
Students may pay the entire tuition prior at the start of the either program.
Paid-in-full (PIF) students receive a massage table package valued up to $650 at no additional cost.
PIF accounts cover tuition only and students are not affected by subsequent tuition increases.
Application and registration fees, student insurance, textbooks and other supplies are in not included in tuition.

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Monthly Payment Plan

  • Processing fee: $75
  • Tuition Deposit: varies ($500 minimum)
  • Terms: 18 or 24 months
  • Interest Rate: no interest charged
  • This payment contract is for tuition only, protects students from tuition increases and has no early payment penalties.

640-Hour Program

$250 Dep.
$500 Dep.
$1000 Dep.
18 Months $750/mo $721/mo $694/mo
24 Months $562/mo $542/mo $521/mo

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Low Interest Loan

  • Processing fee: $150
  • Tuition Deposit: varies ($500 minimum)
  • Terms: 36 to 60 months
  • Interest Rate: fixed at 5%.
  • This loan is for tuition only, protects students from tuition increases and has no early payment penalties.
  • Download an application and an optional co-borrower application here.

640-Hour Program

$500 Dep.
$1000 Dep.
36 Months $391/mo $376/mo
48 Months $301/mo $290/mo
60 Months $246/mo $237/mo

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Quarterly Payments

Students electing to “pay as you go” will pay the full quarterly tuition at the time of registration. Tuition fluctuates based upon class selections and current tuition rates.


Massage Fundamentals $1,156
Communication/Ethics $615
Anatomy & Physiology I $615
Quarterly Total $2,386

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VA/GI Bill®

The U.S. Department of Veterans Affairs has approved the Oregon School of Massage 640-Hr certificate program to accept qualifying veterans and/or dependents for educational benefits. Interested applicants who qualify under Chapters 30, 32, 33 (Post 9/11 GI Bill®) 35 or 1606 should make an admissions appointment.

Upon enrollment students are personally responsible for paying timely tuition fees. Funds from the Veterans Administration may take 6 to 8 weeks to be granted.

Please direct any questions about your VA Benefits to Admissions.

GI Bill® is a registered trademark of the U.S. Department of Veterans Affairs (VA). More information about education benefits offered by VA is available at the official U.S. government website at